1. Analyst View

2. Macroeconomic Analysis

3. Insurance Market Overview

4. Health Insurance: An Emerging Market
4.1 Market Structure & Performance
4.2 Leading Health Insurers & Market Share
4.3 Claims by Disease & Length of Hospital Stay
4.4 Role of TPAs in Health Insurance Market
4.5 Future Growth Potential

5. Vital Industry Trends
5.1 High Healthcare Spending
5.2 Huge Out-of-Pocket Healthcare Cost
5.3 State-run Health Insurance Programs
5.4 Emergence of Standalone Health Insurers
5.5 Health-cum-Life Insurance Products
5.6 Health Smart Cards

6. Regulatory Environment (Procedure for Registration)

7. Issues need to be Addressed
7.1 Coverage of Out-patient Care & Existing Diseases
7.2 Inefficient Cost Management
7.3 Product Reach in Rural Areas
7.4 Weak Retail Distribution Model

8. Major Health Insurers
8.1 Public Sector Non-life
8.1.1 New India
8.1.2 United India
8.2 Private Sector Non-life
8.2.1 ICICI Lombard
8.2.2 Bajaj Allianz
8.3 Standalone Health
8.3.1 Star Health & Allied Insurance
8.3.2 Apollo DKV Health Insurance

List of Figures:

Figure 2-1: Life Expectancy (Years), 2001-2009
Figure 2-2: Forecast for Life Expectancy (Years), 2010-2013
Figure 2-3: Population Breakup by Gender (%), 2009
Figure 2-4: Population Breakup by Age Group (%), 2004-2009
Figure 2-5: Forecast for Population Breakup by Age Group (%), 2010-2013
Figure 3-1: Gross Insurance Premium (‘000 Crore Rs), 2007-08 & 2008-09
Figure 3-2: Break-up of Gross Insurance Premium in Life & Non-life (%), 2008-09
Figure 3-3: Break-up of Non-life Gross Insurance Premium (%), 2008-09
Figure 4-1: Health Insurance Gross Premium (‘000 Crore Rs), 2004-05 to 2009-10
Figure 4-2: Share of Health Insurance in Gross General Insurance Premium (2004-05 to 2008-09)
Figure 4-3: Health Insurance Gross Premium by Insurers Category (%), 2008-09
Figure 4-4: Health Insurance Gross Premium by Insurers Category (Crore Rs), 2004-05 to 2008-09
Figure 4-5: Leading Health Insurers (%), 2008-09
Figure 4-6: Health Insurance Claims (Crore Rs), 2007-08 & 2008-09
Figure 4-7: Length of Hospital Stay (Days) & Number of Cases
Figure 4-8: Forecast for Health Insurance Gross Premium (‘000 Crore Rs), 2010-11 to 2013-14
Figure 5-1: Healthcare Spending (Billion US$), 2004-2009
Figure 5-2: Forecast for Healthcare Spending (Billion US$), 2010-2013
Figure 5-3: Healthcare Payment by Source (%)
Figure 8-1: Share of Health Insurance in Net Premium Income of New India (2008-09)
Figure 8-2: Share of Health Insurance in Net Premium Income of United India (2008-09)
Figure 8-3: Share of Health Insurance in Total Premium Income of ICICI Lombard (2008-09)
Figure 8-4: Share of Health Insurance in Total Premium Income of Bajaj Allianz (2008-09)

List of Tables:

Table 4-1: Health Insurance Gross Premium by Insurer (Lakh Rs), 2008-09
Table 4-2: Disease-wise Health Insurance Claims Paid (Crore Rs), 2007-08
Table 4-3: TPA Infrastructure (2008-09)
Table 8-1: New India - Health Insurance Statistics (Crore Rs), 2007-08 & 2008-09
Table 8-2: United India - Health Insurance Statistics (Crore Rs), 2007-08 & 2008-09
Table 8-3: Star Health & Allied Insurance - Financials (Crore Rs), 2007-08 & 2008-09
Table 8-4: Apollo DKV Health Insurance - Financials (Crore Rs), 2007-08 & 2008-09