1. Analyst View
2. Emerging Insurance Markets
2.1 Life Insurance
2.2 Non-life Insurance
3. India - Attractive Destination for Insurance Investment
3.1 Economic Stability
3.2 Insurance Penetration
3.3 Semi-urban & Rural Markets
3.4 Urbanization
3.5 Growing Population
3.6 Disposable Income
3.7 Saving Tendency
3.8 Awareness Level
3.9 Developed Countries Reaching Saturation
3.10 Government Initiatives
4. Market Performance
4.1 Life Insurance
4.1.1 By Products
4.1.2 By Segments
4.1.3 By Distribution Channels
4.2 Non-life Insurance
4.2.1 Motor
4.2.2 Fire
4.2.3 Health
4.2.4 Marine
4.2.5 Engineering
4.2.6 Personal Accidents
4.2.7 Liability
4.2.8 Aviation
4.2.9 Others
4.2.9.1 Travel
4.2.9.2 Credit
4.2.9.3 Home
5. Growth Prospects
5.1 Takaful Insurance
5.2 TPA
5.3 Insurance BPOs
5.4 Pension & Provident Funds
5.5 Pharmaceutical Market
5.6 Banking Industry
5.7 IT Sector
6. Growth Hurdles
6.1 Claims
6.2 Policy Lapsation Rate
6.3 Agent Attrition
6.4 Changing Market Demand
6.5 Unpredictable Climatic Conditions
7. Rural Insurance
8. Microinsurance
8.1 Performance
8.2 Recent Products & Developments
8.3 Government Initiatives
8.4 Key Microinsurance Institutions
8.4.1 Yeshasvini
8.4.2 Spandana
8.4.3 SEWA
8.5 Scope
8.6 Growth Hurdles
9. Future Outlook (2008-09 to 2010-11)
9.1 Life Insurance
9.2 Non-life Insurance
10. Key Industry Contributors
10.1 Life Insurance
10.1.1 LIC
10.1.2 Bajaj Allianz
10.1.3 ICICI Prudential
10.1.4 HDFC Standard
10.1.5 SBI Life
10.2 Non-life Insurance
10.2.1 New India
10.2.2 National Insurance
10.2.3 Oriental
10.2.4 United India
10.2.5 ICICI Lombard

List of Figures:

Figure 2-1: Emerging Markets - Life & Non-life Insurance Premium (in Million US$), 2004 & 2005
Figure 2-2: Emerging Markets - Non-life Insurance Premium by Country (%), 2005
Figure 3-1: India - Gross Domestic Product (in Billion US$), 2001-2006
Figure 3-2: India - Forecast for Gross Domestic Product (in Billion US$), 2007-2011
Figure 3-3: India - Life Insurance Penetration (%), 1990-91, 2005 & 2006-07
Figure 3-4: India - Share of Rural & Urban Population (%), 2005 & 2030F
Figure 3-5: India & China - Growth in Population (in Billion), 2000 to 2050F
Figure 3-6: India - Disposable Income (in US$/Head), 2001-2007E
Figure 3-7: India - Forecast for Disposable Income (in US$/Head), 2008-2011
Figure 3-8: India - Comparative Household Savings as a Share of Gross National Savings Rate (%), 2005
Figure 3-9: India - Employment (in Million), 2001-2007E
Figure 3-10: India - Forecast for Employment (in Million), 2008-2011
Figure 4-1: India - Life Insurance Premium (in ‘000 Crore Rs), 2003-04 to 2007-08E
Figure 4-2: India - Life Insurance Premium by Regular, Single & Renewal Premium (%), 2006-07
Figure 4-3: India - LIC & Private Life Insurers by Premium (%), 2004-05 to 2006-07
Figure 4-4: India - Share of Unit-linked & Non-linked Life Insurance Underwritten Premium (%), 2005-06 & 2006-07
Figure 4-5: India - Share of LIC & Private Life Insurers in Unit-linked & Non-linked Life Insurance Products (%), 2006-07
Figure 4-6: India - Breakup of Life Insurance Underwritten Premium (%), 2006-07
Figure 4-7: India - Breakup of LIC Underwritten Premium (%), 2006-07
Figure 4-8: India - Breakup of Private Life Insurers Underwritten Premium (%), 2006-07
Figure 4-9: India - New Underwritten Life Premium of LIC by Distribution Channel (%), 2005-06
Figure 4-10: India - New Underwritten Life Premium of Private Life Insurers by Distribution Channel (%), 2005-06
Figure 4-11: India - Share of Key Insurance Players on MDRT (%), 2006
Figure 4-12: India - Gross Non-life Insurance Direct Premium of Public Insurers (in Crore Rs), 2000-01 to 2006-07
Figure 4-13: India - Gross Non-life Insurance Direct Premium for Public Sector by Company (%), 2006-07
Figure 4-14: India - Gross Non-life Insurance Direct Premium of Private Insurers (in Crore Rs), 2000-01 to 2006-07
Figure 4-15: India - Gross Non-life Insurance Direct Premium for Private Sector by Company (%), 2006-07
Figure 4-16: India - Penetration of Private Insurers in Non-life Insurance Market (%), 2000-01 to 2006-07 & Q1 2007-08
Figure 4-17: India - Non-Life Insurance Premium by Sector (%), 2005-06
Figure 4-18: India - Motor Insurance Gross Premium (in Crore Rs), 2004-05 & 2005-06
Figure 4-19: India - Number of New Cars Registration (in ‘000), 2001-2007E
Figure 4-20: India - Forecast for Number of New Cars Registration (in ‘000), 2008-2011
Figure 4-21: India - Number of Commercial Vehicles Registration (in ‘000), 2001-2007E
Figure 4-22: India - Forecast for Number of Commercial Vehicles Registration (in ‘000), 2008-2011
Figure 4-23: India - Fire Insurance Underwritten Premium (in Crore Rs), 2004-05 & 2005-06
Figure 4-24: India - Health Insurance Premium (in Crore Rs), 2001-02 & 2006-07
Figure 4-25: India - Share of Private Health Insurers (%), 2005-06 & 2006-07
Figure 4-26: India - Health Insurance Premium (in Crore Rs), 2007E & 2015F
Figure 4-27: India - Marine Insurance Underwritten Premium (in Crore Rs), 2004-05 & 2005-06
Figure 4-28: India - Number of Road Accidents (in ‘000), 2001-2005P
Figure 4-29: India - Number of Persons Killed & Injured in Road Accidents (2001-2005P)
Figure 4-30: India - Fleet of Aircrafts (in Number), 2007E & 2010F
Figure 4-31: India - Number of Outbound Tourists (in Million), 2001-2007E
Figure 4-32: India - Forecast for Number of Outbound Tourists (in Million), 2008-2011
Figure 4-33: India - Lending by Financial Institutions (in Billion US$), 2001-2007E
Figure 4-34: India - Forecast for Lending by Financial Institutions (in Billion US$), 2008-2011
Figure 5-1: India - Medical Equipment Market (in Billion US$), 2006, 2009F & 2012F
Figure 5-2: India - Life Insurance Business Procured through Banks (%), 2005-06
Figure 5-3: India - IT Spending by Banking & Financial Institutions (in Billion US$), 2007E & 2010F
Figure 6-1: India - Claims Paid by Life Insurers (in Crore Rs), 2004-05 & 2005-06
Figure 6-2: India - Claims Paid by Private Life Insurers (in Crore Rs), 2004-05 & 2005-06
Figure 6-3: India - Incurred Claim Ratio of Public Sector Non-life Insurers (%), 2004-05 & 2005-06
Figure 8-1: India - Share of Organizations Providing Microinsurance (%), May 2005
Figure 8-2: India - Number of Microinsurance Schemes Developed in Partnership with Public & Private Insurance Companies (May 2005)
Figure 8-3: India - Level of Experience for Microinsurance Schemes (%), May 2005
Figure 8-4: India - Share of Rural & Urban Area in Microinsurance (%), May 2005
Figure 8-5: India - Microinsurance by State (%), May 2005
Figure 8-6: India - Microinsurance Schemes by Type (in Number), May 2005
Figure 8-7: India - Distribution of Coverage Provided under Microinsurance Schemes (in Number), May 2005
Figure 9-1: India - Forecast for Life Insurance Premium (in ‘000 Crore Rs), 2008-09 to 2010-11
Figure 9-2: India - Forecast for Non-life Insurance Premium (in Crore Rs), 2008-09 to 2010-11

List of Tables:

Table 2-1: Emerging Markets - Top Ten Life Insurance Markets by Premium (in Million US$), 2005
Table 2-2: Emerging Markets - Top Ten Non-life Insurance Markets by Premium (in Million US$), 2005
Table 4-1: India - Number of Registered Insurers by Sector (Sep 2007)
Table 4-2: India - Top Countries on MDRT by Registered Membership, 2006
Table 4-3: India - Gross Non-life Insurance Premium by Private Insurer (in Crore Rs), Apr-Aug 2006 & Apr-Aug 2007
Table 4-4: India - Key Insurers offering Marine Insurance, 2006
Table 4-5: India - NPA by Type of Bank (in Crore Rs), 2003-04 to 2005-06
Table 6-1: India - Number of Lapsed Individual Life Insurance Policies of Non-linked Business (2005-06)
Table 8-1: India - List of Microinsurance Organizations, 2005
Table 10-1: Bajaj Allianz - Key Financials (in Crore Rs), 2003-04 to 2006-07
Table 10-2: HDFC Standard - Key Financials (in Crore Rs), 2006-07
Table 10-3: New India - Key Financials (in Crore Rs), 2000-01 to 2004-05
Table 10-4: National Insurance - Key Financials (in Crore Rs), 2002-03 to 2006-07
Table 10-5: Oriental - Key Financials (in Lakh Rs), 2002-03 to 2006-07
Table 10-6: United India - Key Financials (in Crore Rs), 2002-03 to 2006-07
Table 10-7: ICICI Lombard - Key Financials (in Million Rs), 2005-06 & 2006-07